ATAR Notes: Forum

General Discussion => General Discussion Boards => Employment and Careers => Topic started by: brendan on December 23, 2007, 04:43:17 pm

Title: The road to riches
Post by: brendan on December 23, 2007, 04:43:17 pm
http://thebigchair.com.au/news/executive/many-different-roads-to-riches
http://topics.nytimes.com/top/news/business/series/age_of_riches/index.html?rss=1

Very interesting reading

(http://thebigchair.com.au/upload/the-big-chair/many-different-roads.jpg)
mmmmmmmmm
Title: Re: The road to riches
Post by: AppleXY on December 23, 2007, 04:47:36 pm
Steven Chang is a legend, good man :)  He's only 24 and has $100K net-worth, niice :) He started when he enter uni, exactly what I want to do :D  :smitten: :smitten:

Quote from: brendan
(http://thebigchair.com.au/upload/the-big-chair/many-different-roads.jpg)

MMMMMMM indeed :)
Title: Re: The road to riches
Post by: costargh on December 23, 2007, 05:33:23 pm
Yeh does anyone actually know whether you are allowed to purchase shares if you're under 18?
Because my parents want to give me money for Christmas to invest (along with some of my savings) in shares. I find it really interesting and also want to have an investment property by the time I'm 22. Mmm it all sounds so exciting. lol
Title: Re: The road to riches
Post by: Mao on December 23, 2007, 05:39:28 pm
Yeh does anyone actually know whether you are allowed to purchase shares if you're under 18?
Because my parents want to give me money for Christmas to invest (along with some of my savings) in shares. I find it really interesting and also want to have an investment property by the time I'm 22. Mmm it all sounds so exciting. lol
if u cant ur parents should be able to apply for an account, and u can trade under their name...

i thought about investing for a while, but now that labor's in charge and interest rate is set to go up, i'll sit this one out, the outlook = not so great...
Title: Re: The road to riches
Post by: joshuamorgan on December 23, 2007, 05:44:54 pm
Yeh does anyone actually know whether you are allowed to purchase shares if you're under 18?
Because my parents want to give me money for Christmas to invest (along with some of my savings) in shares. I find it really interesting and also want to have an investment property by the time I'm 22. Mmm it all sounds so exciting. lol

Sure can. I invested back when I was in Grade 4 (my parent's impulse and, ultimately, under their guidance). I intend on purchasing an investment property when I'm 18/19. ;) Don't wanna be working all my life.
Title: Re: The road to riches
Post by: costargh on December 23, 2007, 05:48:44 pm
Yeh does anyone actually know whether you are allowed to purchase shares if you're under 18?
Because my parents want to give me money for Christmas to invest (along with some of my savings) in shares. I find it really interesting and also want to have an investment property by the time I'm 22. Mmm it all sounds so exciting. lol

Sure can. I invested back when I was in Grade 4 (my parent's impulse and, ultimately, under their guidance). I intend on purchasing an investment property when I'm 18/19. ;) Don't wanna be working all my life.

I would ideally like to purchase an investment property as soon as possible but the problem is getting the finance. So yeh. Might wait until after Uni
Title: Re: The road to riches
Post by: joshuamorgan on December 23, 2007, 06:01:41 pm
Same here. I'll have no money by the time I finish school as it will be spent on a car. That means the following year I'll have to save the money I earn.
Title: Re: The road to riches
Post by: costargh on December 23, 2007, 06:05:34 pm
Yeh. I've got a good stash saved up though =) and theres no way ill be spending all of it on car LOL
So yeh thats why I am looking at investing it into shares (with the money my parents are giving me for xmas). I've done some research and been following David Jones' shares for a few months, reading through reports and stuff. Seems like a pretty safe yet promising investment.

Anyone else have thoughts on the share market?
Title: Re: The road to riches
Post by: brendan on December 23, 2007, 06:25:21 pm
Yeh does anyone actually know whether you are allowed to purchase shares if you're under 18?
Because my parents want to give me money for Christmas to invest (along with some of my savings) in shares. I find it really interesting and also want to have an investment property by the time I'm 22. Mmm it all sounds so exciting. lol

Sure can. I invested back when I was in Grade 4 (my parent's impulse and, ultimately, under their guidance). I intend on purchasing an investment property when I'm 18/19. ;) Don't wanna be working all my life.

I would ideally like to purchase an investment property as soon as possible but the problem is getting the finance. So yeh. Might wait until after Uni

may i suggest a sub-prime mortgage :P
Title: Re: The road to riches
Post by: AppleXY on December 24, 2007, 08:51:03 am
LOL. Sub-prime mortgage lolz.
Title: Re: The road to riches
Post by: Odette on December 24, 2007, 09:14:59 am
Hmm I've always wanted to as well (purchase an investment property)... but i probably will in a few years ... not sure about the share market thing though, i think my parents own shares in a company of some sort not sure lol, or something similar but its overseas =) hehe
Title: Re: The road to riches
Post by: AppleXY on December 24, 2007, 11:44:58 am
After uni? I'm going to invest straight after VCE :)


The asian market (including the ASX 200 and the S&P 500) has dipped quite rapidly these past few weeks due to subprime mortgage crisis and other US fears, including a possible US recession (too early to tell though). The big miners such as BHP billiton and Rio Tinto have also slumped, however, Rio's fall is less dramatic than BHP (due to possible takeover or asset acquisition by BHP Billiton and a Chinese company).

Thats my thoughts about the Australian Equities Market. Brendan, what do you think about CFDs (Equity CFDs)? It looks pretty lucrative with pretty good leverage and short-selling available (however, risky).
Title: Re: The road to riches
Post by: costargh on December 24, 2007, 12:52:48 pm
Mmm :( David Jones have gone up 20c since I told my mum to call up and buy them for me :(. She hasn't done it lol. They're sending some forms out or something.
Title: Re: The road to riches
Post by: AppleXY on December 24, 2007, 04:21:28 pm
mmm. But the Australian financial services sector is looking good. As the increased captial investment and low Subprime exposure that the banks possess, I think it'll make a strong investment for the future.

According to the stats, today the financial services has increased by 51.3 points. The S&P/ASX 200 Energy sector is extremely bullish today, it has 376.9 points, wow :D

Title: Re: The road to riches
Post by: costargh on December 24, 2007, 04:32:17 pm
Omg.
Now it's at $5.40 when I told my mum to buy it it was $5.13!
Now I am waiting for forms to come in the mail so I can start trading =(

Thats about 200 bux more for the same amount of shares I was looking at purchasing =(
Now I'm sad. That can buy me a whole lot of alcohol =(
Title: Re: The road to riches
Post by: AppleXY on December 24, 2007, 05:32:33 pm
I think you can open an account. I saw in the Investor by Financial Review that a Yr10 kid was in the Share Market Race or something.
Title: Re: The road to riches
Post by: costargh on December 25, 2007, 10:59:46 am
Yeh but apparently because I am under 18 I have to fill some forms out and the shares will be paid for out of my account but will be owned by my parents or something... but once I turn 18 (in about 10 months) they will become mine.
Title: Re: The road to riches
Post by: paully08 on December 25, 2007, 12:34:34 pm
There was this dude from my school a few years back (didnt know him) but he said to our Economics teacher; "I'm going to be a millionaire by the time I'm 25" ... Now, he's about 23 and he has 4 investment properties. It seems like thats the way to go when it comes to making money!
Title: Re: The road to riches
Post by: costargh on December 25, 2007, 11:51:45 pm
3. Your tenant is unreasonably annoying and asks for 100 different repairs to the house which you are bound by your contract to fulfill.

well on that one, you've got no one else to blame but yourself. you sign a contract, you are bound by it. don't like it, then don't sign it in the first place.


OMG whoops i clicked modify instead of quote ...sorry LOL
Title: Re: The road to riches
Post by: AppleXY on December 26, 2007, 09:24:35 pm
Also the area is vital when you choose investment properties. If speculating, the land may appreciate extremely slowly purely due to scarity and the building may dramatically depreciate. Therefore, it's vital to exactly the right land with scenic views, schools & shops nearby and others which will safeguard your capital against losses and earn a decent profit (on rent and sale) :)
Title: Re: The road to riches
Post by: costargh on December 26, 2007, 11:54:42 pm
LOL OMG WHO MODIFIED MY POST!!! LOL SO SAD THAT TOOK A WHILE TO TYPE UP =(

Its not the point that you signed the contract, I am saying, if you get a tenant for example who knows from the outset that the house they are renting is going to be demolished within the next year it would be reasonable to ask for repairs on anything that is needed, but not on 100 insignificant and non-essential repairs.

And I am just trying to make the point that property isnt necessarily 'the way to make money'
Title: Re: The road to riches
Post by: costargh on December 26, 2007, 11:56:49 pm
Also the area is vital when you choose investment properties. If speculating, the land may appreciate extremely slowly purely due to scarity and the building may dramatically depreciate. Therefore, it's vital to exactly the right land with scenic views, schools & shops nearby and others which will safeguard your capital against losses and earn a decent profit (on rent and sale) :)

LOL applexy.
I would never have thought of your great little theory =P
You might revolutionise the property market with that mindset LOL im just messing with ya =P
Title: Re: The road to riches
Post by: excal on December 27, 2007, 12:45:09 am
Yeh but apparently because I am under 18 I have to fill some forms out and the shares will be paid for out of my account but will be owned by my parents or something... but once I turn 18 (in about 10 months) they will become mine.

Basically, they'll be put into a trust under your name with your parents as trustees.

Title: Re: The road to riches
Post by: Mystery on December 27, 2007, 07:04:44 pm
Prav

I have to meet you in person someday, you seem to be in the minority of teens ahead of their time. I probably will end up hiring people like yourself to work with me =)

A 16 year old already knowing about the various markets  :D Nice!
Title: Re: The road to riches
Post by: AppleXY on December 27, 2007, 08:50:22 pm
16.... more like 17 :p
Title: Re: The road to riches
Post by: RD on December 27, 2007, 09:12:34 pm
Time to invest my life savings after VCE!
Title: Re: The road to riches
Post by: Mystery on December 27, 2007, 10:59:15 pm
ooh nice, same age as me - I guess I'm a year ahead haha! time to kickass in the real world  :knuppel2:
Title: Re: The road to riches
Post by: sheepz on December 27, 2007, 11:14:04 pm
i would prefer to invest in property but i hardly have any money lol >.<
Title: Re: The road to riches
Post by: AppleXY on December 28, 2007, 10:22:17 am
Investment alert:

Macquarie Bank Prime - an CFD alternative.

 - Have ownership of shares with a CFD behaviour
 - Only 5-10% collateral needed.
 - Take advantage of Franking credits and other Tax benefits.
 - Access over 1,900 ASX listed Corporations
 - GSL (Guaranteed Stop Loss) avaliable at your call
 - Magnify Profits*

http://www.macquarie.com.au/emg/prime/home.htm


*involves substanial risk. Also magnifies losses.
Title: Re: The road to riches
Post by: brendan on December 29, 2007, 01:25:32 pm
http://www.nytimes.com/2007/12/28/business/28vc.html?ref=business
Title: Re: The road to riches
Post by: Odette on December 29, 2007, 01:43:29 pm
Speaking of investing in property... I just found out that my parents bought an apartment a few years back under my name... and once i turn 18 its mine (i guess they wanted to leave it as a surprise for me or something lol, hmm maybe my parents aren't so bad after all ) muhahaha 18 in 2 days :P
I can't live in it though it's all the way in Lorne :( Oh well lol at least I can use the money i get to buy an apartment somewhere else =) hehe
Title: Re: The road to riches
Post by: Mao on December 29, 2007, 04:31:48 pm
Speaking of investing in property... I just found out that my parents bought an apartment a few years back under my name... and once i turn 18 its mine (i guess they wanted to leave it as a surprise for me or something lol, hmm maybe my parents aren't so bad after all ) muhahaha 18 in 2 days :P
I can't live in it though it's all the way in Lorne :( Oh well lol at least I can use the money i get to buy an apartment somewhere else =) hehe
ZOMG!!!!!!!!!!! I'M SO JEALOUS OF U!!!
lucky bastard... :P
Title: Re: The road to riches
Post by: AppleXY on December 29, 2007, 04:40:49 pm
Speaking of investing in property... I just found out that my parents bought an apartment a few years back under my name... and once i turn 18 its mine (i guess they wanted to leave it as a surprise for me or something lol, hmm maybe my parents aren't so bad after all ) muhahaha 18 in 2 days :P
I can't live in it though it's all the way in Lorne :( Oh well lol at least I can use the money i get to buy an apartment somewhere else =) hehe

Thats awesome Odette!! Investing in Lorne is the way to go (Y). It's a remarkable place and i'm sure you'll get remarkable returns :D

Don't forget to declare it as taxable income LOL.
Title: Re: The road to riches
Post by: Odette on December 29, 2007, 04:53:48 pm
Lol Dw I wont forget :P