Medicare?

[madi1234]

Has anyone got any notes on that ?
and Private health insurance

[lacoste]

http://www.medicareaustralia.gov.au/

[madi1234]

http://www.medicareaustralia.gov.au/
 Yeah as if i haven't been there yet.

[doboman]

http://www.medicareaustralia.gov.au/
 Yeah as if i haven't been there yet.

That would've been such a 'smartass' post if you didn't get your quotations wrong:). Nevertheless, there are heaps of government reports regarding medicare on the net (if that's what you wanted?)

[madi1234]

http://www.medicareaustralia.gov.au/
 Yeah as if i haven't been there yet.

That would've been such a 'smartass' post if you didn't get your quotations wrong:). Nevertheless, there are heaps of government reports regarding medicare on the net (if that's what you wanted?)

Yeah i wasnt paying attention when i wrote it..

And i was more looking for something more simple, cause i've read them, and the text book and jazz.

[jess3254]

Firstly, please be polite to other members who are merely trying to assist you.

What aspects of medicare are you having difficulty understanding?

[lacoste]

Firstly, please be polite to other members who are merely trying to assist you.

+1

lol. at the quotations.

[Toothpaste]

Thread looks empty, so I'll invade with uni lecture notes.

Department of Health & Ageing is a department within the Commonwealth/Federal government of Australia
Here is their website: http://www.health.gov.au/
Role: promote Better health and active ageing for all Australians through strengthening evidence-based policy advising, improving program management, research, regulation and partnerships with other government agencies, consumers and stakeholders on issues related to health and ageing.

Medicare Australia
• Department of the Commonwealth/Federal government of Australia and is located within Department of Health & Ageing
http://www.medicareaustralia.gov.au/  <----------------------------------------------------- lol, nah just kidding. But do look at it since it actually has everything.

• They administer stuff like:
      •Medicare
      •Pharmaceutical Benefits Scheme (PBS)
      •Australian Childhood immunisation program (ACIR)
      •Australian government 30% private health insurance rebate
      •Australian organ donor registry

Medicare
• Provides access (for eligible public) to:
                  •free treatment as a public patient in a public hospital
                  •free or subsidised treatment by medical practitioners including general practitioners, specialists, participating optometrists or dentist (for specific services only)

• Responsible for detecting and preventing abuse to the Medicare system


• How does it work (free/subsidised treatment)?
                      • Bulk billing: the doctor bills Medicare directly, accepting the Medicare benefits as full payment for a service

                      • Accounts: the doctor charges patient a fee, and patient pay the account and then claim the benefit
                        OR claim unpaid account from Medicare and receive a cheque made out in the doctor’s name which is given to doctor along with any outstanding balance

• Medicare usually pays:
                      • the full Schedule fee for GP services
                      • 85 per cent of the Schedule fee for other out-of-hospital services
                      • 75 per cent of the Schedule fee for in-hospital services
                      • Safety net exist for patient co-payment. If total annual (calendar year) reaches a certain amount,
                        all subsequent expenses will be free or attract higher re-imbursement
                      (http://www.medicareaustralia.gov.au/public/services/msn/files/1856-24-how-does-the-medicare-safety-net-work.pdf)


Private health care system in Australia
• Can be accessed by anyone who is able to pay
• Types of private health care available ranges from individual consult with doctors, pathology tests (eg. Gribbles or Mayne) to hospitalisation (eg. Epworth Hospital-Richmond or Cabrini Hospital)
• Generally ‘run’ by large organisations (eg. Epworth Healthcare, Ramsay Health Care, Healthscope)
                      
• Can subscribe to private health insurance to reduce payment from individual patients
• Private health insurances:
                      • HBA
                      • Medibank private
                      • NIB Health Funds
• Different levels of cover available at different premiums
• Attracts 30% rebate from Australian government for some individuals

Comparing them:

• Private:
                      • Can choose your own doctor
                      • Can select your own hospitals & type of bed (shared/singleroom)
                      • Generally minimal waiting time but can be long sometimes

• Public:
                      • Cannot choose your doctor
                      • Cannot select your own hospital or type of bed
                      • Can have a long waiting time for a procedure (except in an emergency)

>>>>>>>>>>>>>>>> I have much more but I'll cut it down since I don't even know what's relevant to this subject (didn't do it). <<<<<<<<<<<<<<<<<