We want to either get 1 heart or 0 hearts.
Let X be the number of hearts.
Pr(X=0) = 39*38*37*36*35 / (52*51*50*49*49)
To find Pr(X=1), need to consider the ways of drawing exactly 1 heart:
HNNNN, NHNNN, ..., NNNNH, ncr(5, 1) = 5 ways in all
and the probability of each way is the same:
Pr(HNNNN) = 13 * 39 * 38 * 37 * 36 / (52*51*50*49*49)
(make sure you can see why).
So Pr(X = 1) = 5 * 13 * 39 * 38 * 37 * 36 / (52*51*50*49*49)
and Pr(X < 2) = Pr(X=1) + Pr(X=0) = ...
(sorry, no calculator on hand)
EDIT: @cypriottiger
The probability changes each time as cards aren't replaced.
EDIT: and I forgot Pr(X=2) as it's actually Pr(X<=2)
The number of ways to get 2 hearts is nCr(5, 2) = 10
Pr(HHNNN) = 13 * 12 * 39 * 38 * 37 / (52*51*50*49*49)
so Pr(X = 2) = 10 * 13 * 12 * 39 * 38 * 37 / (52*51*50*49*49)