98.45 for any uni course is straight up ridiculous. 
I think SEAS can often be TOO nice... Some people I know who get SEAS/Equity Scholarships are considerably more well off than the majority of the cohort.
I swear to god SEAS is rubbish.  Most people just abuse the system.  But I do not blame them, I blame the system.
Some of those categories are a joke.
Anything other than severe medical circumstances or socio economic disadvantage is hardly worthy of special consideration IMO.
I wish they would just scrap SEAS, and then all special consideration applications would need to be approved by school principals and backed up with fully written documentation provided by medical practitioners and financial institutions.
At the moment, anyone can get on there and make up a load of bullshit, go have their doctor write up a letter or print off a youth allowance statement, and voila, they qualify.
And another load of rubbish is under represented schools.  Firstly, there are so many of them, that I don't see the point.  Secondly, ALL students from these schools should automatically qualify to be considered under this category.  Why should they have to apply for it?
I have a friend who no one told that our school was under represented, so he didn't do a SEAS app.  He is now in a similar predicament to curious and has missed the B.Commerce cutoff by 0.25, whilst other people with the same and lower ATARs will get in, because they were instructed to tick some stupid box on their application.
The whole VCE/VTAC/SEAS system is a joke.  It is not about education and learning.  It is about exploiting the system to the point where it is considerably unfair.  Scaling and a SEAS application.  This is often what will get you into your course.  Sad, but true.