Wait, no. I am wrong. Fragmentation occurs after the formation of molecular ion. The exam solutions are correct.
Sorry for the confusion.
Source: Skoog, Holler & Crouch, Principles of Instrumental Analysis 6ed, 2007, Brooks/Cole.
Some more elaboration:
There are different ways to ionize the molecule. And these different methods produce different results. The most commonly used instrument in modern labs are electron-impact (EI) MS, which promote fragmentation and is useful for organic molecules. In EI-MS, electrons are accelerated to ~10 times the bond energy, which can easily cleave the bond. However, since electrons have extremely low mass, its kinetic energy is relatively small, and upon impact not much momentum is transferred to the molecule. Instead, a lot of the excess energy in the ionizing electron is transferred to vibrational and rotational energy of the impacted molecule (molecular ion), which then dissipate this energy by fragmenting. Depending on the setup of the MS, several fragmentation steps can occur.
(which, makes your life a bit harder I guess, oops)
Typical fragmentation example:
1. Molecular ion formation:

2. Fragmentation:



(and so on)
An alternative is the field-ionization technique, which simultaneously ionizes everything. This is by using a special 'emitter', which extracts electrons from the analyte via quantum tunneling. This technique doesn't promote fragmentation, and isn't too useful for organic molecules. (There are 8 other techniques listed here on top of these two. zzzZZZ)
(and obviously, this is beyond VCE level. If I had to guess, I'd say third year level, maybe)