Thanks for the insight!
Now for some more specific questions:
1. Will I have time for a part-time job? I assume it's possible in first year but once you get to second year, the studying begins and you don't have time?
2. Why is first year easy?
3. What are commerce students like? Who will I usually hang around with? Is it the actuarial kids, the commerce kids, or do all faculties hang out?
4. What are the tuts like?
5. Should I get a laptop if I major in actuarial?
6. Should I buy the books? (actually don't know which books I need because the handbook says 'to be advised')
7. What is needed to get an internship for actuarial?
1. Definitely, and not just for first year, but thoughout uni if you timetable smartly/get a job where the hours are flexible
2. The subs are more introductory and getting you used to the area of commerce and designed to give you and insight into (what was at least for me) new stuff, so they had to aim it at people who had little/know knowledge. Having said that, work is required, but it is much more conceptual than VCE. You learn to work smarter, not harder and hence less time and hence 'easier' (yay for cliches!). Perpahs easier is the wrong word, but for someone with your atar, understanding the concepts won't be too hard and you'll be used to doing much more work than you'll need to.
3. Impossible to say, you will find that you will find almost every type of person in every course. You of course have the super uptight people who already own shares, dead set of accounting/finance majors and scarrily determined, but not all people are like that. There are the cool people, and you find them by syaing hi to everybody. essentially it's impossible to say that all commerce stdents shard one particular personality trait. As for hanging out, it's with whoever you share break with, regadless of faculty. You will inherrently spend a fair amount of time with the accelerated math kids due, and in second semester, actuarial kids (you'll pretty much share all lectures) but you can hang out with who ever you want.
4. Tutes are fun, most interactive learing you'll do. You basically work through problems with other students and then go throuhg answers with the tutor. This is one of the best places to meet people because you are forced to see them each week and talk to each other so don't be a douche in the first tute and you'll end up with some friends. Also once you go to the first tute try to work out who is talkative (or hot

) and sit on the same table as them, nothing more awks than being the only one on your table that talks at all in each tute-i've been there...
5. No real reason to (or for any other major unless you're doing computer programming or something). But it can be handy-just generally
6. Depends what type of person you are. Definitely doable with out them, and don't bother with new editions, they're all the same pretty much, but i found it helpful, especially during swotvac when there was less help avalible. It's handy to have something there to flick throuhg when you're at home and read something and don't fully understand it.
7. This will be pretty generic, because really there's no set criteria: Good grades (i.e. your exemption ~75% adverage to be safe), extra curricular stuff (clubs/societies/a job/sport), personality, good communication skills (i.e. confident talker) and being financially/economically aware doesn't hurt. But internships are a while away for you anyway haha so relax.