+1 to miniturtle

Noone getting a 40+ previously won't restrict you from achieving well - like, realistically, the teacher you have shouldn't dictate your study score, because you shouldn't be expecting your teacher to spoon-feed you the whole year and hold your hand haha. If you have the drive to succeed - you will.
The content in Bio isn't particularly complex or anything - and tbh you should understand some of it already from PE and perhaps even some stuff from HHD. I found it to be a pretty straightforward subject personally, although I recognise that everyone has different experiences. If you're struggling, you can always ask your teacher for help and you can watch videos from places like Khan Academy and Crash Course. Often all it takes is just spending a bit of extra time to go over something you don't understand fully and it'll click. But yeah, like miniturtle said - you shouldn't expect yourself to know or understand all the content or terminology just yet!
For what it's worth, I got a 39 in Bio, and although SAC difficulties and structures are different from school to school, I consistenly got SAC scores in the high 80s/low 90s with maybe a few high 90s from time to time. Think I got an A in the exam. But yeah, like, I didn't spend
that much time on Bio, and still got a score that I was pretty happy with. Definitely possible to do 40+ with losing marks across SACs and the exam (ranking is what matters for SACs, anyway).
I reckon it'd probably be helpful if you sat down and had a chat to your Bio teacher at your school about your concerns - because a) they'll be able to keep your concerns in mind during the year and b) they will easily know more about you as a student than we do so can probably give some more personalised advice.
