My chemistry isn't the greatest anymore so I'm happy for anyone to make any corrections, but from what I remember...
whether all non - polar molecules have ph of 7 (or vice versa) thanks
Uh, if they're non-polar, then that means they can't dissolve in water (a polar but not charged substance). If it can't dissolve, how the heck are you going to measure the pH

a polar molecule must be charged.
Explained by Rohitpi above. Read your Chem textbook or my unit 1 notes that I've attached for further clarification though. Your foundations of Chemistry seem a bit weak and if you want to understand Biology to the depth that you seem to be wanting to, you need the principles of Chem unit 1 and some of 2 as well. It's hard for me to fully explain all of this since what I'm covering in this post involves knowledge from across pretty much all of unit 1, so it's best for you to just go back and revise.
In a nutshell though, charged stuff are ions. Molecules (i.e. stuff joined by covalent bonds) are not charged. However, they can be polar if there is non-symmetrical electron distribution around an atom or molecule, resulting in a momentary and temporary dipole arrangement of charge. Therefore, think charge=permanent, polar=temporary charge.
Acidic or Basic substances must have an excess of H or OH as charge?
So does that mean all acidic or basic substances are charged?
Go back to your definitions of acids and bases, and to that of charge. Acids are
proton donors; bases are
proton receivers. Charge is due to the gain and loss of
electrons. They're distinct concepts. So no, this means not all acids/bases are charged. For example, something as simple as ethanoic acid (CH3COOH) isn't charged, but it's an acid as the name implies. Pull simple examples to test any queries you have. That one shouldn't have been very difficult to disprove.
EDIT: Forgot you're only year 11 so you're doing Chem unit 1/2 now

In that case, it'll progressively make more sense perhaps as you do Chemistry. A lot of this stuff should've been covered in previous years to some extent though?