2. Put simply: A phospholipid is a lipid that has a phosphate group as a part of its structure. A triglyceride is a lipid which has three fatty acid chains as part of its structure ( if that doesnt make sense i can explain further, just not sure how much about fat structures you've already learnt )
3. There are basically two main types of fatty acid chains: Saturated and unsaturated. A saturated chain has no double carbon bonds and hence it is said to be 'flat'. Unsaturated do have carbon double bonds in them, making their chains 'kinked'. Lipids consisting of saturated fats will have higher melting points and will be more thick as liquids. Lipids consisting of unsaturated fats will have lower melting points and will not be as thick.
4. This could have two answers. You could say that an arctic fish will have more unsaturated fats in its cell membrane to avoid its cell membranes congealing in the cold. Or you could say it would have more saturated fats in it (better insulators than unsaturated) and more cholesterol in it, as cholesterol helps maintain the fluidity of the cell membrane. I'm pretty sure either answer would be accepted.