Moving out

[Inside Out]

Hi all, i am planning to move out next year simply because i can no longer stand my parents and i want to become a more independent individual. I'm planning to go to melbourne university (science/biomed) but the thing is i live ~1hour15minutes away from it, so would it be a) unaffordable and b) no point if i can just catch the public transport. Does anyone know someone who's moved out into an apartment in the city and was it manageable? What would be better: to move into one of the colleges at melbourne uni or share a 2 bedroom apartment with like 3 other people in the city. I'm not really sure if 20,000 a year for the colleges is worth it (ive heard only private school/interstate kids go for this option).What extent of financial assistance would i get since i dont live that far away and i wouldnt really consider my family as financially disadvantaged? Is it hard to juggle studying with a part time job? Am i being crazy for even considering this for my first year of uni? Thanks

[Eriny]

Not crazy, but it isn't easy, particularly without financial support from your parents. You will find it cheaper to live in a share house than in a residential hall. The other point with residential halls is that often their contracts are only for the academic year anyway, so you'd either have to pay extra to stay on residence over summer or find somewhere else to live. If you have a job, you can figure out how much of your income you want to spend on rent and set that budget when you go house hunting. If you don't have a job, it may be good to get one before moving out. Initial set-up costs such as furniture, kitchen utensils, the deposit on your rental, etc. can be quite expensive so it is a good idea to figure out the cost of all that and save up before taking the step. If you go for a share house, you also don't necessarily have to move in at the start of the academic year either, you can give yourself a bit more time and make sure that you're financially ready with a stable income and some savings. You may also need some referees to show your landlord that you'll pay rent on time and not break their house. It's totally possible to move out and not a bad idea if living at home is too stressful, but it does involve some planning. There is a reason why it isn't very common for first years to live in share houses.

Youth Allowance won't kick in until you're 22 or can prove independence from your parents in some other way. If you literally can't live with them (if they're abusive for instance) then you could probably be declared independent. You can also be declared an independent if you work a particular amount, but that would be impossible with a full time study load and wouldn't kick in for a couple of years.

Otherwise, scholarships? Depends on your ATAR though. Banks also give out student loans as another alternative. I think NAB has one. Make sure you do your research before signing up to something like that though. You'll probably also find that unless you have your own credit history you're likely to need a guarantor (usually a parent).

[HERculina]

Wait wait wait so you dont get anything if youre dependent?

[Russ]

No. Because it's really hard to work out who actually needs it and who is just playing the system, the government won't give youth allowance to anyone under 22 who hasn't proved independence

[MonsieurHulot]

No. Because it's really hard to work out who actually needs it and who is just playing the system, the government won't give youth allowance to anyone under 22 who hasn't proved independence

Unless you have a disadvantaged financial situation, i.e. your parents don't earn a certain amount per annum.

[Inside Out]

What about if you move out and are dependent? Still no youth allowance?

[ktrah]

What about if you move out and are dependent? Still no youth allowance?

Still none, unless your parents earn under a certain income. http://www.humanservices.gov.au/customer/services/centrelink/youth-allowance

[Stick]

What do you do if you want to move out and your parents will not help to support you?

[MonsieurHulot]

What do you do if you want to move out and your parents will not help to support you?

Get a job.
Seriously though, you won't receive Youth Allowance unless your parents earn under a certain amount.

[Inside Out]

^just move out and never speak to them again ahahah nah kidding try to convince them? On a side note will i survive on an income of $400 a week (assuming that rent is ~150)

[Stick]

What do you do if you want to move out and your parents will not help to support you?

Get a job.
Seriously though, you won't receive Youth Allowance unless your parents earn under a certain amount.

It would be extremely hard to adequately support yourself with a full-time study load. My convincing isn't working either. I'm stuck in Melbourne, regardless of whether it holds back my dreams. :/

[Soul_Khan]

because i can no longer stand my parents a

Trust me just handle your parents until you have the right amount of money and resources to move out, otherwise it's going to be hard. Handle them for a few more years I reckon as bad as that sounds until you have the resources, because it to perfectly honest with you it's going to be hard trying to support yourself while studying, especially if you're looking to do postgraduate Medicine/Dent or competitive courses which require you to attain a high GPA in order to be competitive for your first graduate job.

Try to handle your disagreements between your parents by just talking to them, I'm sure if you approach them nicely and tell them of your concerns they'll be understanding. Trying to resolve your conflicts between you and your parents is a much more palatable option, and one that I would take if I were in your situation.

[Inside Out]

Nope. Ive made up my mind. Id rather work my ass off to survive and live next to a library i can study in than lie around the house all day doing nothing

[Soul_Khan]

That's your choice then. Good luck with it, hope everything goes well!

[slothpomba]

I'm planning to go to melbourne university (science/biomed) but the thing is i live ~1hour15minutes away from it, so would it be a) unaffordable and b) no point if i can just catch the public transport.
Does anyone know someone who's moved out into an apartment in the city and was it manageable?

A lot of people that i know who have moved out have had the luxury of their (above average wealth) parents bankrolling them. I'm sure a situation like this must be tough.

I know you may want to move into the city but if your main concern is just simply getting out of home, rather than living some glamorous life off your parents money (like some), it might be a good idea living a bit further away from uni.

A few of my friends and I were considering just renting a place in the local area where we already lived. Now, i'm not sure where you live but rental houses were really cheap around here (low 300s - 400/wk), it's pretty manageable if you split it between a few house-mates.  I know it doesn't have the travel advantages of living in the city and its not nearly as cool but i think considering your situation, its definitely something to consider. I've heard as a general rule, the further away you get from the CBD into the suburbs, the lower the prices get.

I live 2 hours away from Monash, so do a few of my other friends and members here. We manage. One particular member even goes to almost every single class (i tend to miss a few, not as impressively dedicated). Living an hour away definitely is doable.

What would be better: to move into one of the colleges at melbourne uni or share a 2 bedroom apartment with like 3 other people in the city.

Colleges are great for international students and other people like that because it's a instant social network. They're really good for meeting a lot of people (international students knowing almost no one of course) and they have a lot of events/parties. They're not as wild as the what you see in American movies but you can still get close to that if thats what you want. I know some of the more wild ones at monash have spontaneous parties and people getting pissed at 3am tuesday night *shrug*.

They are expensive though. Very expensive considering you only pretty much get a single room around the size of your bedroom, maybe a bit bigger and thats about it.

Unless you really want those kind of things, a share house is usually always the much better option in terms of cost and what you get for your money.

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What do you do if you want to move out and your parents will not help to support you?

The whole idea of social welfare is to support those who are totally unable to support themselves - The poor, the unemployed (this is why a lot of programs were brought in after the great depression), those who are physically or mentally unable to work, etc.

It's not really there to support those who have other avenues available to them. Like someone said above, if you come from an abusive enviroment, that should be enough.

Otherwise, just wanting to move out for the sake of it and not wanting to get a job to pay for it/going part time doesn't really count. Granted, its absolutely not easy, at all but it's not like the above situations.

Thats my political commentary for the day anyway.